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What is HDFC Millennia Debit Card? Millennia Card is a multi-featured Debit Card issued By HDFC Bank. It offers versatile benefits to card holders.


It is suitable for applicants who want cash back points on deals via online or offline spending. The card comes with the benefit of earning Cash Back points of 5% on spending via PayZapp and SmartBuy

Apart from Cash back points, it provides good features in traveling too. For instance, applicants get advantages of 4 free domestic lounge access in India. Above All, it offers ₹10 lakh cover on Accidental insurance. It provides the sum of 2 lakh Checked Baggage Insurance cover for comfortable travel support.

in addition, it offers contactless payments, International Usage, Zero-liability on fraudulent transactions, And Fire & Burglary Protection of ₹2 Lakh.

How to Redeem cash back points on HDFC Millenia Debit Card (reward points redemption)

To redeem the cashback points, All you need to do is follow the step by step process-

  1. Go to The Official Site of HDFC Bank And Login Via a Net Banking Account.

  2. Once you login, Go to the section of Cards And tap on Debit cards option.

  3. In Enquiry Section, There is an option of CashBack Enquiry and Redemption.

  4. You have to select to account number For next step

  5. Type the Cash Back points amount (multiples of 400)

In addition, The maximum expiry of a cash back point is 12 months And The cash back will be credited is within 90 days.

Who is Eligibile For This Debit Card

For Eligibility for this Debit card, it is available for residents of India or non-residents of India. The individual should hold one following below –


  • A Savings Account in HDFC Bank

  • Current Account

  • Salary Account through the firm

  • Loan Against Shares Account

  • A Super Saver Account in HDFC

How to Apply For The HDFC Debit Card or How You Get The One

There are two ways to apply for a debit card. All you need to do is for get the card

How to Apply For HDFC Debit Card For Existing Member of HDFC Bank

first way, if you have a account in HDFC Bank, you have to download E-Form from HDFC bank official site. fill it and submit it at your nearest HDFC Bank Branch. or you can apply from netbanking. once the application approved, HDFC Bank will delivered the Debit Card to your doorsteps.

How to Apply For HDFC Debit Card For Non-Existing Member of HDFC Bank

Second way, if you are no account holder in HDFC Bank. you can visit the nearest branch to open an account. once the account is opened, Bank will deliver the chosen debit card to your mailing address. or you can open your bank account through HDFC Official website.

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In Conclusion

In conclusion, The overall performance and features are quite impressive. The monthly cashback limit could be a drawback but the free lounge access, International Air Accident Cover, and Additional Insurance covers are the reason for the card’s popularity. moreover, It’s offers decent cashback on lifestyle expenses.

The pricemint customer reviews give a 4 out of 5-star rating on HDFC Millennia Debit Card. it may be a good-to-go debit card for daily lifestyle spending.

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